*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:"Manrope",system-ui,sans-serif;color:#102033;background:#fff;overflow-x:hidden}
:root{
  --blue:#0757c8;
  --blue-dark:#073a86;
  --blue-soft:#eaf3ff;
  --cyan:#17b8d4;
  --ink:#102033;
  --muted:#5c6b7d;
  --line:#d9e3ef;
  --paper:#f6f9fc;
  --white:#fff;
  --pad:40px;
}
a{color:inherit}
.site-header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.94);backdrop-filter:blur(14px);border-bottom:1px solid var(--line)}
.nav-inner{height:72px;max-width:1180px;margin:0 auto;padding:0 var(--pad);display:flex;align-items:center;justify-content:space-between;gap:24px}
.brand{display:inline-flex;align-items:center;text-decoration:none;color:var(--blue-dark);font-weight:800}
.brand-logo{width:178px;height:auto;display:block}
.desktop-nav{display:flex;align-items:center;gap:6px}
.desktop-nav a{font-size:14px;font-weight:700;color:#3b4a5e;text-decoration:none;padding:9px 13px;border-radius:8px}
.desktop-nav a:hover{background:var(--blue-soft);color:var(--blue-dark)}
.nav-cta{background:var(--blue)!important;color:#fff!important;padding:10px 18px!important}
.nav-cta:hover{background:var(--blue-dark)!important}
.menu-button{display:none;flex-direction:column;gap:5px;border:0;background:transparent;cursor:pointer}
.menu-button span{width:24px;height:2px;background:var(--blue-dark);border-radius:2px}
.mobile-nav{display:none;border-top:1px solid var(--line);background:#fff}
.mobile-nav a{display:block;padding:14px var(--pad);text-decoration:none;font-weight:700;color:var(--blue-dark);border-bottom:1px solid var(--line)}
.mobile-nav.open{display:block}
.section-inner{max-width:1180px;margin:0 auto;padding:88px var(--pad)}
.hero{position:relative;overflow:hidden;background:linear-gradient(135deg,#f7fbff 0%,#eef6ff 48%,#fff 100%)}
.hero-bg{position:absolute;right:-180px;top:-180px;width:620px;height:620px;border-radius:50%;background:radial-gradient(circle,rgba(7,87,200,.16),rgba(23,184,212,.08) 52%,transparent 70%)}
.hero-inner{position:relative;min-height:630px;display:grid;grid-template-columns:minmax(0,1.05fr) 430px;align-items:center;gap:56px}
.eyebrow{display:flex;align-items:center;gap:10px;font-size:11px;letter-spacing:2.8px;text-transform:uppercase;color:var(--blue);font-weight:800;margin-bottom:14px}
.eyebrow::before{content:"";width:28px;height:2px;background:var(--cyan);display:block}
h1,h2,h3{color:var(--ink)}
h1{font-family:"Source Serif 4",Georgia,serif;font-size:70px;line-height:1.02;max-width:650px;letter-spacing:-1.2px;margin-bottom:22px}
.hero-copy p{font-size:18px;line-height:1.75;color:var(--muted);max-width:560px}
.hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin:34px 0 16px}
.btn-primary,.btn-secondary{display:inline-flex;align-items:center;justify-content:center;min-height:48px;padding:13px 24px;border-radius:8px;text-decoration:none;font-weight:800;font-size:14px;border:1px solid transparent;cursor:pointer}
.btn-primary{background:var(--blue);color:#fff;box-shadow:0 14px 32px rgba(7,87,200,.2)}
.btn-primary:hover{background:var(--blue-dark)}
.btn-secondary{background:#fff;color:var(--blue-dark);border-color:var(--line)}
.btn-secondary:hover{border-color:var(--blue);background:var(--blue-soft)}
.fine-print{font-size:12px!important;color:#738397!important;line-height:1.6!important}
.hero-panel{background:#fff;border:1px solid var(--line);border-radius:14px;padding:32px;box-shadow:0 24px 70px rgba(16,32,51,.12)}
.panel-logo{width:190px;height:auto;display:block;margin-bottom:24px}
.panel-top{font-size:12px;text-transform:uppercase;letter-spacing:1.8px;color:var(--muted);font-weight:800}
.amount-range{font-family:"Source Serif 4",Georgia,serif;font-size:46px;line-height:1.1;color:var(--blue);font-weight:700;margin:8px 0 24px}
.panel-grid{display:grid;gap:12px}
.panel-grid div{padding:18px;border-radius:10px;background:var(--paper);border:1px solid var(--line)}
.panel-grid strong{display:block;font-size:22px;color:var(--ink)}
.panel-grid span{display:block;font-size:13px;color:var(--muted);margin-top:4px}
.section{background:#fff}
.section.soft{background:var(--paper)}
.section-head{max-width:620px;margin-bottom:42px}
.section-head h2,.split h2,.contact h2{font-family:"Source Serif 4",Georgia,serif;font-size:44px;line-height:1.12;margin-bottom:12px}
.section-head p,.lead,.contact p{font-size:16px;color:var(--muted);line-height:1.75}
.cards{display:grid;gap:18px}
.cards.three{grid-template-columns:repeat(3,1fr)}
.card{background:#fff;border:1px solid var(--line);border-radius:12px;padding:28px;box-shadow:0 12px 34px rgba(16,32,51,.05)}
.icon{width:52px;height:52px;border-radius:14px;background:var(--blue-soft);color:var(--blue);display:flex;align-items:center;justify-content:center;font-weight:800;margin-bottom:18px}
.card h3,.faq-grid h3,.step h3{font-size:19px;margin-bottom:10px}
.card p,.faq-grid p,.step p{font-size:14px;line-height:1.7;color:var(--muted)}
.split{display:grid;grid-template-columns:.9fr 1.1fr;gap:72px;align-items:center}
.check-list{display:grid;gap:12px}
.check-item{display:flex;gap:14px;align-items:flex-start;background:#fff;border:1px solid var(--line);border-radius:10px;padding:18px}
.check-item span{width:22px;height:22px;border-radius:50%;background:var(--blue);position:relative;flex-shrink:0;margin-top:1px}
.check-item span::after{content:"";position:absolute;left:7px;top:5px;width:7px;height:11px;border:solid #fff;border-width:0 2px 2px 0;transform:rotate(45deg)}
.check-item p{color:#2d3a4b;line-height:1.55}
.section.blue{background:linear-gradient(135deg,var(--blue-dark),var(--blue));color:#fff}
.section.blue h2,.section.blue h3,.section.blue .eyebrow{color:#fff}
.section.blue .eyebrow::before{background:#fff}
.section-head.light p{color:rgba(255,255,255,.75)}
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.step{background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.18);border-radius:12px;padding:28px}
.step span{width:42px;height:42px;border-radius:50%;background:#fff;color:var(--blue);display:flex;align-items:center;justify-content:center;font-weight:900;margin-bottom:18px}
.step p{color:rgba(255,255,255,.76)}
.calculator{background:#fff;border:1px solid var(--line);border-radius:14px;padding:30px;box-shadow:0 18px 46px rgba(16,32,51,.08)}
.calculator label{display:block;font-size:13px;font-weight:800;color:var(--ink);margin:0 0 12px}
input[type=range]{width:100%;accent-color:var(--blue)}
.range-row{display:flex;justify-content:space-between;align-items:center;margin:8px 0 24px;color:var(--muted);font-size:12px}
.range-row strong{font-size:18px;color:var(--blue)}
.estimate{background:var(--blue-soft);border-radius:12px;padding:22px;text-align:center}
.estimate span{font-size:12px;text-transform:uppercase;letter-spacing:1.4px;color:var(--blue-dark);font-weight:800}
.estimate strong{display:block;font-size:42px;color:var(--blue);margin:4px 0}
.estimate p{font-size:12px;color:var(--muted);line-height:1.5}
.faq-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}
.faq-grid article{background:var(--paper);border:1px solid var(--line);border-radius:12px;padding:24px}
.contact{background:linear-gradient(135deg,#eef6ff,#fff)}
.contact-inner{display:grid;grid-template-columns:1fr 420px;gap:56px;align-items:center}
.contact-card{background:#fff;border:1px solid var(--line);border-radius:14px;padding:30px;box-shadow:0 18px 50px rgba(16,32,51,.1)}
.contact-card h3{font-size:24px;margin-bottom:6px}
.hours{display:grid;gap:10px;margin:24px 0}
.hours div{display:flex;justify-content:space-between;gap:18px;border-bottom:1px solid var(--line);padding-bottom:10px}
.hours span{color:var(--muted)}
.full{width:100%}
footer{background:#071d3e;color:#fff}
.footer-inner{max-width:1180px;margin:0 auto;padding:44px var(--pad);display:flex;align-items:center;justify-content:space-between;gap:28px}
.footer-brand{color:#fff}
.footer-logo{width:210px;height:auto;display:block}
footer p{color:rgba(255,255,255,.68);max-width:430px;font-size:13px;line-height:1.65}
footer small{color:rgba(255,255,255,.52)}
@media(max-width:980px){
  .desktop-nav{display:none}
  .menu-button{display:flex}
  .hero-inner,.split,.contact-inner{grid-template-columns:1fr}
  .hero-inner{min-height:auto;padding-top:70px;padding-bottom:70px}
  h1{font-size:52px}
  .cards.three,.steps,.faq-grid{grid-template-columns:1fr}
  .footer-inner{flex-direction:column;align-items:flex-start}
}
@media(max-width:600px){
  :root{--pad:22px}
  h1{font-size:42px}
  .section-inner{padding-top:66px;padding-bottom:66px}
  .section-head h2,.split h2,.contact h2{font-size:34px}
  .amount-range{font-size:34px}
  .brand-logo{width:148px}
  .footer-logo{width:176px}
}